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Table of Content Hidden Costs Purchasing a Foreclosed Home Search Alabama foreclosures by City Latest Foreclosures in Alabama Alabama Foreclosure Homes For Sale Some real estate pros even specialize in foreclosure properties. Finding foreclosures can be rewarding, yielding diamonds in the rough or real-estate fortunes sold below market value. Properties marked with this icon are provided courtesy of the Valley MLS IDX Database. Some or all of the listings displayed may not belong to the firm whose website is being visited. Some lenders won’t lend below a certain dollar amount, because the profit potential on a lesser loan isn’t worth the risk. A property is in pre-foreclosure after the mortgage lender has notified the borrowers that they are in default but before the property is offered for sale at auction. If a homeowner can sell the property during this time, they may be able to avoid an actual foreclosure proceeding and its negative effect on their credit history and future

Table of Content Mahoney, Brian; Real Estate, Alabama The Types of Foreclosure Sale Sheriff's Sale Auctions HOW TO BUY FORECLOSED HOMES AND CONDOS IN BALDWIN COUNTY ALABAMA Investing in Foreclosed Homes in Alabama Buying a Foreclosed Home This one issue has prevented many buyers from purchasing a home along our coastal area. Once you have your quote, we can sit down and write up a formal written offer to send to the bank's agent. My office requires me to have this quote to fill out your paperwork on your estimated closing costs. The longer the bank has held the property, the greater the odds that it will seriously consider low offers. If the residence is in the pre-foreclosure or short-sale stage, its owners are in a financial bind, and time is not on their side. They have to unload the property and get what they can while they can before they lose possession of it. The federal Veterans Administration has a mortgage guarantee program that is open to current service memb